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Posting：
I came across these articles that I thought would be of interest to all of the different groups:
“How to Pick the Best Asset Allocation for You”
https://www.fool.com/investing/2017/11/03/how-to-pick-the-best-asset-allocation-for-you.aspx
“A Modern Approach to Asset Allocation”
https://www.fool.com/investing/2018/07/25/a-modern-approach-to-asset-allocation.aspx
Excerpt: A good rule of thumb that many financial advisors adhere to is to subtract your age from 110. The answer should be the percentage of your portfolio that’s invested in the stock market. For instance, a 40-year old using this formula would invest 70% (110-40 = 70) of their portfolio in stocks and the remaining 30% in bonds. The idea is that young investors, who have a lifetime of saving and investing ahead of them, will sport fairly aggressive portfolios. As investors age, their portfolio’s mix of stocks and bonds will gradually skew more conservative.
Investors can tweak the formula based on their appetites for risk. For example, more aggressive investors can up the number to 120, allowing a 40-year-old to invest 80% of their portfolio in the stock market, while only allocating 20% to bonds.”